Willeford & Toledano: Experienced Legal Help For ERISA Claims
New Orleans ERISA Law Blog
Under ERISA, denied long-term disability claims can be appealed
The Employee Retirement Income Security Act (ERISA) gives you rights when you are denied benefits from an employer-sponsored benefit plan. Although it applies to a variety of benefits, an extremely common benefit to be denied is long-term disability insurance....
What evidence do I need to file a long-term disability claim?
When you can’t work due to a disability, you can rely on long-term disability insurance to help supplement your lost income. But before your insurance company approves your claim, they will want evidence that you meet their qualifications. The evidence needed can be...
4 more reasons a long-term disability claim might be denied
If you have long-term disability insurance, you probably assumed that making a claim would be relatively easy. If you have had your claim denied, you may have rights under the Employee Retirement Income Security Act (ERISA). An attorney familiar with ERISA appeals may...
How to choose a long-term disability lawyer
A person with a disability faces many challenges. Unfortunately, denial of long-term disability benefits is often one of them. However, the Employment Retirement Income Security Act (ERISA) is a government measure intended to help you get the benefits you need if you...
Did your insurer follow the proper claim denial process?
As a safeguard against the unknown, many individuals elect to carry employee-sponsored health care and retirement benefits. When something happens resulting in a claim, plan holders expect the insurance carrier to follow through on promised coverage. But the claimant...
Timeliness is crucial for ERISA appeals
The federal ERISA statutes govern disability income policies and mandate strict timelines for each aspect of the claim process. These regulations help ensure timely resolutions of claims. After receiving a formal claim denial, the plan holder can appeal the insurer’s...
Why hiring an attorney may help your ERISA claim
The Employee Retirement Income Security Act (ERISA) regulates private employer-sponsored health insurance plans. Employees, in private industries, across the country have ERISA-sponsored healthcare plans. In fact, about 54 percent of workers earn retirement benefits...
Cancer is a leading cause of disability claims
When people think of disability insurance, they often think of accidents. In truth, illness and ailments are the leading causes of short and long-term disability claims. Fewer than 10 percent of disability cases are the result of an accident. Diseases, especially...
Should Your HSA Be Subject To ERISA?
Health savings accounts are growing in popularity. Most health savings accounts (HSA) are not subject to ERISA, the Employee Retirement Income Security Act of 1974. This federal law established protections for participants in certain health and retirement plans, such...
Church-affiliated hospitals exempt from ERISA
A recent ruling from the U.S. Supreme Court is a major victory for all church-affiliated hospitals. The justices ruled 8-0 that such organizations are exempt from the Employee Retirement Income Security Act (ERISA), a law which is aimed at protecting pension plan...
