When a disability begins to impact your ability to work, it might be time to consider filing an ERISA disability claim. While you certainly have the right to file such a claim when you are covered by ERISA, it is vital to have your medical provider’s support when you file for disability benefits.
In our New Orleans practice, we have seen far too many people blindsided by a claim denial because they are not on the same page with their doctor. As such, we want to offer you and other Louisiana residents a few tips to make sure you and your physician agree about your disability:
- Make an appointment with your doctor solely to discuss your disability and the possibility of leaving work. When a physician understands the purpose of this visit, he or she will have time to prepare for the discussion.
- Be honest with your physician during this and all of your visits. Convey any issues you may be experiencing and make certain to follow his or her treatment recommendations.
- Explain in as much detail as possible why you wish to pursue a claim and listen to your physician’s response. In some cases, your doctor may be able to modify your treatment plan so that you can continue working and enjoying independence.
- Bring any relevant documents with you when you are discussing the possibility of filing a claim. For example, providing your doctor with an official work description of your job and its duties can ensure that you are both on the same page.
Even when you and your physician agree that you are ready to file an ERISA disability claim, a denial may still occur. Please continue reading the information on our site to improve your odds of filing successfully. You may also reach out to our staff for information pertinent to your unique situation.