If you are dealing with a denied ERISA claim or need to make one, it’s a good idea to work with an Employee Retirement Income Security Act (ERISA) attorney. An attorney who specializes in working with ERISA claims will understand current laws and regulations that may impact your claim. They’ll have experience working with denied claims and on what needs to happen to appeal that decision.
It’s smart to work with an ERISA attorney because the complicated claims process can be long and frustrating. The attorney should have good knowledge of the Employee Retirement Income Security Act of 1974 and the minimum standards required of health and retirement plans.
Do you have to work with an ERISA attorney to make a claim?
No, you don’t have to work with an attorney to make a claim, but there is a specific grievance and appeals process that you will have to follow if your claim is denied. If you are trying to sue for a breach of fiduciary duty or for benefits, you’ll also want to have someone on your side to help you put together a strong case and to minimize the risk of your initial claim being denied.
In the case that you already have a denial letter, it’s important to take that to your attorney. By doing so, they’ll be able to get a good idea of what led to the denial and what you can do to have your claim approved.
Our website has more about working on ERISA claims and why they’re so complex. With support, it’s possible to make a good claim and to fight for the benefits you’re seeking.