Willeford & Toledano: Experienced Legal Help For ERISA Claims
New Orleans ERISA Law Blog
People who try to handle ERISA claims alone may regret doing so
One of the most common mistakes people make when attempting to file an initial benefits claim on a long-term disability policy is to try to handle all of the details on their own. Working with a professional, like an attorney who has experience with such insurance...
Common reasons that companies deny ERISA disability claims
Long-term disability benefits claims are among the most expensive for insurance companies to pay. An individual with a permanent disability may require hundreds of thousands of dollars of support over the course of their life between lost wages and medical expenses....
Important amendments to ERISA
Decades ago, The Employee Retirement Income Security Act of 1974 passed. Also known as ERISA, it set up some very important benefit options for people who had retirement and health plans. Companies can do more than ERISA demands, if they so choose, but the minimum...
Why might you have to fight for your disability benefits?
Some individuals count on long-term disability policies to provide them with benefits if they are unable to work. Unfortunately, these are sometimes very difficult to obtain because they might be covered by the Employee Retirement Income Security Act of 1974. Not all...
3 necessary forms of evidence for your ERISA claim/appeal
The policies determining your long-term disability (LTD) benefits from your employer are regulated by federal ERISA (Employee Retirement Income Security Act) laws. Under this system, your applications for disability are assessed by your company’s insurance company....
What to know about the timeline of an ERISA disability claim
The Employee Retirement Income Security Act of 1974 (ERISA) also includes provisions for securing your disability benefits and sets guidelines as to how plan administrators must process your disability claims. While it undoubtedly is important for you to get your...
How do you get objective evidence of an invisible medical condition?
Some medical conditions are easy to spot. If you slipped a disc in your back or injured your hands, for example, there are tests that can show the damage to your body -- even when it’s largely internal. But what about invisible disabilities? No matter what your...
Mental illness and ERISA disability claims
Mental illnesses plague many New Orleans residents. These conditions can result in loss of the ability to maintain employment and other lasting consequences. When your employer provides you with ERISA coverage, it is reasonable to assume that filing an ERISA...
The importance of medical records for long-term disability claims
Our society has a strange obsession with the idea of people receiving unearned benefits, such as long-term disability payouts. Disability insurance protects those who developed medical conditions or suffer injuries that leave them with long-term consequences that...
It can be tricky to make an accidental death claim
It is hard to imagine someone you love passing away unexpectedly. This is especially hard if the fatality occurred because of an accidental death and dismemberment. Some insurance policies may help cover you in the case that a spouse or loved one passes away in this...
