At Willeford & Toledano, our attorneys have decades of experience with Employee Retirement Income Security Act (ERISA) law, dealing with denied short- and long-term disability benefits. This federal law governs employer-provided insurance claims for health, dental, retirement and disability benefits. Our lawyers understand the emotional and financial hardships associated with denied insurance claims. We dedicate substantial time, energy and resources to ensuring disability compensation for our clients.To speak to an attorney about your denied benefits claim, please contact us online to schedule a free consultation.
Disability Claims Lawyers
Our New Orleans long-term disability attorneys have in-depth knowledge of ERISA law. Our law firm is one of a few in the area that focuses on these complex federal court cases. It is a testament to our effective representation that we receive a high rate of disability referrals from other lawyers. We are committed to helping employees and executives obtain the best possible results. Find out more about these related topics:
Timing Is Critical
The disability claims process involves an administrative process during which the insurance company assembles evidence relating to your medical condition and presents its reasons for approving or denying your claim. If denied, you have a right to appeal the denial, usually within 180 days. If the denial is upheld, which is often the case, you have a right to bring an action in federal court challenging the insurance company’s denial of your claim.
It is critical that you submit evidence substantiating your disability during the appeal process. This is because ERISA provides that the judge deciding your case will only be allowed to review the evidence that the insurance company received before it issued its final denial of your claim. Often clients come to us after the final denial of their claim, and, while we will certainly represent them in federal court, our ability to perfect the claim during the appeals process is gone. We therefore strongly suggest that you contact us as soon as your claim has been denied and before submitting your appeal. We offer a free consultation.
Our attorneys are often successful at obtaining favorable results when we are involved before the end of the claims process. Because ERISA disallows a trial by jury, the court can only evaluate the information submitted during the claims process.
At Willeford & Toledano, we review all medical information associated with your case. We then identify and obtain appropriate medical documentation to support your ERISA claim. The insurance company’s medical professionals often conduct minimal evaluations of your medical records and do not have your best interest in mind. We make sure that you will be on an even playing field by ensuring that the insurance company reviews a complete record that accurately reflects your medical condition and your ability to work. We are committed to helping you receive proper compensation for your disability and long-term needs.
Contact Our Disability Claim Attorneys at Our Louisiana Law Firm
Please contact our firm today for a free consultation. We are available to discuss your complex situation at 504-322-1488 or toll free at 877-281-4789.
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