If you suffer an injury or are diagnosed with an illness that affects your ability to do your job, you may turn your attention to any disability benefits you qualify for. It’s critical to take all your options into consideration, as this improves the likelihood of obtaining the compensation you’re legally entitled to.
For example, you may have access to short and/or long-term disability benefits through your employer or a private policy. Along with this, you may also consider your ability to receive Social Security Disability benefits.
Any time you’re dealing with the Social Security Administration, you need to have knowledge of what you’re trying to accomplish. This goes a long way in helping you tip the scales in your favor.
When seeking Social Security Disability benefits, there will come a time when you must conduct an interview with a member of the Social Security Administration. This is stressful on many levels, as you understand the impact the interview will have on your future.
Some of the questions you should prepare to answer include:
- When were you diagnosed with your condition? When did it result in your disability? Before your interview, gather all the facts associated with your diagnosis and condition. For example, know when you last worked and when your doctor formally diagnosed you.
- What are your current living circumstances? They’re looking for more information on where you live, who lives with you and the types of household expenses you incur every month.
- What are your sources of income? Don’t attempt to hide anything, as it will backfire if you do. Provide all income sources for you and your spouse, if applicable.
- What other financial resources do you have? In addition to income, you may need to provide information regarding motor vehicles, real estate, bank accounts, retirement accounts and other investments, such as stocks and bonds.
It sounds easy enough to answer these questions, but things change when you’re put on the spot.
By preparing in advance for your interview, you’ll have more confidence in your ability to take the steps necessary to receive disability benefits. Remember, you have legal rights and you need to protect them. Obtaining compensation is critical to your future well-being.