When filing an ERISA claim, it is crucial to understand the time limits within which you need to act. Filing a successful claim is hard enough without ruining your chances on a timing technicality. Your insurance company has 30 days to respond to your initial claim....
Short-term disability denied? You can fight back
As someone who is dealing with a disability, one of the options you may have is to claim short-term disability benefits. Unfortunately, many people who want to claim short-term disability benefits are denied unfairly. Short-term disability plans are normally provided...
What are the most common causes of disability?
Injuries resulting in at least a temporary disability are fairly common. It does not take that much trauma to make it so that you need assistance and/or cannot work for a short time, even when you are recovering. On the other hand, many conditions are chronic and...
Knee injuries are a great risk for federal workers
Many people think that just because they don’t have a physically demanding job that they aren’t at risk of an injury. Unfortunately, that’s not correct. Even people who have seemingly safe jobs can still suffer an injury while they work. The knees, in particular, are...
How can social media harm your ERISA claim?
If you need to claim disability benefits via the Employee Retirement Income Security Act (ERISA), you need to take care with social media. ERISA insurers use investigators to search for ways to deny claims. They could follow you around in person. Yet, that is...
Do you have a short-term or long-term disability?
When seeking proper compensation following a disability, one of the biggest questions to ask is how long this is going to last. It’s probably one of the main things on your mind, anyway, because you want to know if life is going to go back to normal. But it’s also...
Understanding your ERISA claim eligibility
If you’re considering an ERISA claim, you need to know exactly how the process works, and that starts with an understanding of the specific eligibility requirements. These are sometimes connected to details about your employment that are fairly easy to back up with...
Does your disability insurance include a “waiver of premium for disability?”
When you sign up for short-term or long-term disability insurance through your employer, you’re taking an important step to protect yourself and your family’s financial well-being if you suffer an injury or illness that requires time away from work. Many people don’t...
Is losing a finger considered a disability?
Major amputations are clearly severe enough to lead to a disability. Someone who loses a leg in a workplace accident, for instance, will see their life change forever. There are prosthetic limbs, of course, but nothing fully replaces a lost limb. But what about the...
Injured employees often suffer post-traumatic stress
Physical injuries are often accompanied by emotional injuries in the form of mental health issues. The reason for this is obvious -- the experience of becoming injured is often a traumatic event that could have been considered a near-death experience. In addition to...
