Most people don’t think about whether the benefits offered by their employer are governed by the Employee Retirement Income Security Act (ERISA) until they need them. This is particularly true for disability insurance. Short-term disability (STD) insurance falls...
Is anxiety considered a disability when filing an ERISA claim?
Many of us in Louisiana and across the nation endure anxiety to some degree on a frequent basis. Whether you’re worried about a marital situation, fretting about your kids or being upset about the state of your household finances, anxiety can play a big role in your...
3 simple mistakes that can affect your ERISA disability claim
Most workers don't look very closely at the details of their employer-sponsored disability benefits when they start a new job. It is only after you have some kind of medical emergency that you really look into that ERISA disability coverage. Access to disability...
What you need to know about ERISA overpayments
The Employee Retirement Income Security Act (ERISA) protects the interests of millions of Americans nationwide. When it comes to disability payments through ERISA, some benefactors of this plan may be blindsided by having to repay insurance companies. This payment is...
Why you shouldn’t handle your ERISA appeal alone
When you apply for ERISA benefits, you know that you need to be approved and you feel that your case is straightforward. Then the case gets denied. Instead of assuming that’s the end -- as some people mistakenly do -- you know that the government understands that a...
How do you get ERISA benefits for a mental health condition?
The Employee Retirement Income Security Act (ERISA) is one of the most important protections for workers dependent on employer benefits. Many employers provide retirement and pension benefits governed by ERISA. Others offer disability insurance benefits. Quite a few...
What are the time limits around an ERISA appeal?
When filing an ERISA claim, it is crucial to understand the time limits within which you need to act. Filing a successful claim is hard enough without ruining your chances on a timing technicality. Your insurance company has 30 days to respond to your initial claim....
Short-term disability denied? You can fight back
As someone who is dealing with a disability, one of the options you may have is to claim short-term disability benefits. Unfortunately, many people who want to claim short-term disability benefits are denied unfairly. Short-term disability plans are normally provided...
What are the most common causes of disability?
Injuries resulting in at least a temporary disability are fairly common. It does not take that much trauma to make it so that you need assistance and/or cannot work for a short time, even when you are recovering. On the other hand, many conditions are chronic and...
Knee injuries are a great risk for federal workers
Many people think that just because they don’t have a physically demanding job that they aren’t at risk of an injury. Unfortunately, that’s not correct. Even people who have seemingly safe jobs can still suffer an injury while they work. The knees, in particular, are...
