Physical injuries are often accompanied by emotional injuries in the form of mental health issues. The reason for this is obvious -- the experience of becoming injured is often a traumatic event that could have been considered a near-death experience. In addition to...
What are the limitations of ERISA bad faith claims?
Insurance companies lose money when policyholders file claims. The bigger the claim, the more incentive the company has to deny it. Bad faith insurance laws protect those who paid for coverage by giving them away to push back against an insurance company. If they deny...
Can depression be a disability?
Physical disabilities are often easier for an outsider to see and understand than mental or emotional disabilities. These “invisible” conditions are often hard to grasp for those who do not have the same experiences. Depression is a prime example. Clinical depression...
Do you need to work with an ERISA attorney?
If you are dealing with a denied ERISA claim or need to make one, it’s a good idea to work with an Employee Retirement Income Security Act (ERISA) attorney. An attorney who specializes in working with ERISA claims will understand current laws and regulations that may...
How do you prove that you’re in pain?
Quite often, pain is an integral part of why any given medical condition can become disabling. But pain is subjective. Everybody experiences it differently. Worse, there’s no scientific way to test your pain, no scale on which it can be weighed -- and no way to...
These jobs may lead to debilitating hearing loss
When most people think about job-related disabilities, they think about things that produce physical abnormalities, such as amputations, or things like brain injuries. Many individuals won’t think about something like hearing loss. The loss of hearing is something...
What are long-term and short-term disability plans?
It's smart to have an insurance policy that covers your income if you should suddenly become disabled. There are two primary types of disability insurance, known as short-term and long-term policies. While there are some similarities between the two, there are a few...
What should you look for in an ERISA attorney?
If you are making an ERISA claim or appealing a claim that has been denied, you may be thinking about hiring an attorney to help you through the process. What qualities should you look for in that attorney? What skills do they need to bring to the table? Perhaps the...
Get a second opinion to boost your disability case
When you suffer from a disability, it’s important that you have the right financial support. Sometimes, it’s difficult to show the injury you have, and that could result in a denial. The good news is that you can get a second medical opinion to back up any evidence...
5 reasons for loss of muscle function
The loss of muscle function can be sudden or gradual, but it has the capacity to affect your life completely. For some, this just happens for a short time and they recover. For others, the loss of function is for life and may even get worse over time. To fully...
